We are responsible for collecting, processing, and using your personal data, as well as for ensuring the lawful processing of such data.

These privacy regulations are an integral part of the terms of use.

We are committed to responsible processing of your personal data. Therefore, we adhere to the legal requirements of the Federal Data Protection Act (DSG), the Ordinance to the Federal Data Protection Act (VDSG), the Telecommunications Act (FMG), and other provisions of Swiss data protection legislation. In addition, we comply with the provisions of the new General Data Protection Regulation (GDPR) of the European Union (EU) regarding the protection of personal user data.

When you visit our website, we collect and use your personal data to the following extent for the following purposes:

When visiting our website, our servers temporarily log the access in a log file.

 

We store the following data:
 

• IP address of the requesting computer

• Date and time of access

• Name and URL of the retrieved data

• Website from which access to our domain was made

• Operating system of your computer and the browser you are using

• Country from which access to our website is made

• Name of your internet provider

These data are generally collected and processed anonymously and without personal reference.

For processing a request, the following data is required from you:
 

• First name

• Last name

• Full address

• Phone number

• Your email address
   

We need this information to process your request, send you the newsletter, and/or use the data for marketing purposes as described below. Additionally, your data may be shared with our partners or third-party providers for advertising purposes.
 

Sharing of customer data
 

We also share your data with affiliated companies. We transfer personal user data to third parties when it is necessary for the use of the website, to respond to inquiries, to process requests, or to provide the services requested by the user. Your data may be used by us or affiliated companies for advertising purposes.
 

Use for marketing purposes
 

By subscribing to the newsletter, you expressly agree that we may use your address and personal data for marketing campaigns, such as sending the newsletter and/or catalogs. You can unsubscribe from our marketing mailing list at any time. User behavior on the website is analyzed to provide user-related advertising on the websites of our partners.

Transfer of personal data abroad Most providers are based either in Switzerland or in Europe.
 

Right to access, deletion, and correction
 

You may request information about your personal data stored with us at any time. Requests for information must be submitted in writing with proof of identity. You also have the right to request the deletion or correction of your data stored with us at any time.

You may submit a corresponding request. Users from an EU-EFTA country may also contact their competent authority regarding data protection matters.

Please note that certain data must be retained for a specified period according to legal requirements. Such data must remain stored with us until the expiration of these periods.


General terms and conditions
 

The contracting person authorizes KMO Consulting to receive a copy of the response at Riedbachstrasse 97, 3027 Bern from the Central Office 2nd Pillar.
 

The contracting person authorizes KMO Consulting to inquire with all pension institutions such as banks, insurance companies, vested benefits institutions, pension funds, or substitute institutions (Foundation Substitute Institution BVG).
 

The contracting person authorizes KMO Consulting to request all information about credit balances.
 

The contracting person authorizes KMO Consulting to transfer amounts to another pension institution or vested benefits account.
 

According to the Vested Benefits Act, the insured person is obligated to inform the relevant vested benefits institutions of the current pension institution and to have the credit balances transferred to their current pension institution.
 

The contracting person agrees to pay a fee for transfers to an institution that does not directly collaborate with KMO Consulting.
 

This power of attorney expires upon the termination of the service for the search and transfer of the 2nd Pillar credit balances.

Data security
 

KMO Consulting and the service providers commissioned by us are committed to confidentiality and compliance with legal data protection regulations. Additionally, access to personal data is granted only to the necessary extent.

Cookies

Cookies help make your visit to our website easier, more pleasant, and more meaningful. These are information files that your internet browser automatically stores on the hard drive of your computer when you visit our website. If you do not want cookies, please decline their use when the page loads.

Contact
 

If you have any questions about data protection on our website, wish to receive information, or want your data to be deleted, please fill out our online contact form.

You can also send your request directly to our postal address.

Consents

 

You grant us the following consents, which you can revoke at any time with future effect:
 

• I agree to receive regular information about products and services of the website owner via email. I can revoke my consent at any time.

• I agree that the data I have provided may be used by Pensionskassensuche.ch (Kmo Consulting) to contact me by telephone or e-mail and to present me with information and offers on insurance services, mortgages, and other financial services.

• I agree that cookies may be used to collect, store, and use usage data. For this purpose, the website uses various services that collect usage data via cookies.

• I agree that the data I have provided, and other usage data, may be analyzed to present personalized advertising and/or special offers and services to me.

• I agree that my data may also be shared with companies affiliated with KMO Consulting and used for advertising or analytical purposes.
  
   

Place of jurisdiction

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KMO Consulting GmbH is based in Bern, Switzerland.

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