Pension fund search
Easily find your 2nd pillar credits
1. Fill out the online form
Fill out our online form and sign conveniently with your finger or mouse
3. transfer
You will receive your answer, and we will transfer your funds to the vested benefits account or your current pension fund.
Help us find your 2nd pillar credits
Füllen Sie das unten stehende Formular vollständig aus und unterschreiben Sie
per Touch oder Maus
Process
You fill out the application in 1–2 minutes.
We will then check your data and begin searching for your funds.
Within 90 days at the latest, your balances will be legally merged.
5.1 billion
There is no trace of the owners of 5.1 billion Swiss francs in pension assets. Forgotten pension assets affect people from all walks of life: they lose their savings because they do not follow their employers' instructions when they leave.
Average over CHF 1,000
In Switzerland, every person who has ever been gainfully employed has an average of over CHF 1,000 in forgotten accounts from old jobs.
Questions & Answers
The many lost, dormant accounts cause problems for many people. We return the accounts to their rightful owners.
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When is it advantageous to perform a search?In Switzerland, contributions to the 2nd pillar are made from the age of 25 throughout one’s working life. When changing employers, losing a job, taking a gap year, or emigrating, a compulsory exit from the pension fund often occurs. These funds are paid into different pension funds by each employer. With more than 1,500 pension funds in Switzerland, the search process is very time-consuming.
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Is the search for funds free of charge?The search for 2nd pillar funds is offered free of charge. Fees are only incurred when we transfer a found fund.
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What happens after I fill out the form?A search among the approximately 1,500 pension funds will be initiated. You will then need to wait a few weeks (up to 90 days) until you receive a response. After receiving your response, KMO Consulting will handle the transfer of the funds.
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Is my data secure?Your data is fully encrypted and stored on the secure Swiss servers of Hostpoint AG.
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Why use KMO Consulting for the search?Compared to searching through the Central Office, we manage your funds after receiving a response, so you don't need to fill out any forms or communicate with each fund individually.
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What is the Central 2nd Pillar Office?The Central 2nd Pillar Office is the intermediary between occupational pension institutions (also known as the 2nd pillar or BVG) and insured individuals. Its goal is to reconnect insured individuals with institutions when contacts are interrupted. It does not manage accounts or assets of policyholders. This is a government-funded service, and its research is free of charge for applicants.
Press
01.
Excerpt from an article in the newspaper LE NEWS
At the end of 2022, the organisation held around CHF 5.6 billion of unclaimed money, reported RTS. The names, social security numbers and birthdates of beneficiaries are known. However, current addresses and contact details are missing for 62% of owners.
Customer feedback
Urs Müller, 52 ★★★★★
"KMO Consulting helped me recover lost pension funds. The process was simple and stress-free - I didn't think it would be so easy."
Peter Schneider, 60 ★★★★★
"Thanks to the support of KMO Consulting, I finally have clarity about my pension entitlements and feel well protected."
Laura Kipfer, 38 ★★★★★
"Thanks to KMO Consulting, I was able to quickly recover my lost pension funds – the service was efficient and straightforward."